Kyaw Kyaw Soe is currently Acting Chief Executive Officer and Board member, at MD Bank (PCL). He joined the MD Bank in 2024 as Chief Operating Officer. He has over 33 years of extensive experience in Banking, Finance and Insurance Industry, since joining the bank in 1992 and insurance in 1996. He is responsible for the overall direction and administration of programs, products, services provided by the bank, including the Bank’s Financial Performance, Credit Quality, Business Development, Operations, Regulatory Compliance and Risk Management. He was reformed supervisory duties for Head of Departments, coordinates with Head of Departments for coverage in all related areas of MD bank (PCL). He interested in teaching on bank connected subjects and experiences in research the areas of Banking, Financial Management and Public Administration. He holds “Master of Public Administration” and “Master of Banking and Finance” from Yangon University of Economics, and also got the “Diploma in Business Law” and “Diploma in Int’l Law” from the University of Yangon. He is also one of the CEC members of the Myanmar Banks Association (MBA).

Qualifications and Other Membership

• Bachelor of Economics, B.Econ. (Statistics)
• Diploma in Accounting (Part II)

Relevant Experience

She has over 27 years of demonstrated history in reputable local Myanmar banks, with strong expertise in banking operations, accounting and finance field.

Prior to joining MD Bank, she started her career as an accountant, Branch Manager and Chief Accountant with First Private Bank and UAB Bank.

She can support key financial highlight for the Management’s main decisions.

She reviews of current state of internal payment controls, process and authorization level approval processes and provided to improve the effectiveness of the internal payment control functions.

Currently, she oversees the finance and accounting function of MD Bank.

Qualifications and Other Membership

• Bachelor of Science, B.Sc (Physics)(Q), (University of Yangon)
• Master of Science M.Sc (Physis) (University of Yangon)

Relevant Experience

She has nearly 27 years of working experience in the banking industry. In another experience, she served in the Ministry of Commerce for about 9 years as a Senior Assistant before.

She started the banking industry at Myanmar Livestock and Fisheries Development Bank (There in after Global Treasure Bank) worked for 20 years.

At the Global Treasure Bank, she was responsible for leading the computerized banking operations for the head office and all branches and also the share management department up to the position of Assistant General Manage.

Last, about 7 years ago, she worked as the Deputy General Manager of the Myanmar Tourism Bank. Served as project manager for the implementation of the Oracle Flexcube Core Banking System.

She joined MD Bank in 2017 and currently serving as Head of the IT Department.

Qualifications

• Diploma in Business Administration
• Degree in Business & Finance (BA. Hons)

Relevant Experience
U Thurain Zaw Naing has been employed as Head of Retail banking (DGM) of MD Bank PCL in 2nd June 2023. Prior to be employed as a home loan Specialist, Management Associate, Consumer Loan Operation Team Head, Staff Loan Team Head, Home Loan Teams Head and Department Collection & Recovery Team Head in CB Bank PCL.
During his banking professional tenure, he participated as a member or an appraisal of Credit Risk Committee, Risk Management Committee and Asset Management Committee and a member of the Consumer Finance Department founder team under the Risk Management Division.
He has nearly 5 years of experiences in CB Bank Head Office, with strong expertise in Consumer Loans, Credit Underwriting and Loan operation. Over 4 years of experiences in and out of Myanmar with expertise in Tendering & Project Operational Management, Project Development and Hospitality Management.

Education – B.A ( Eco )

• Post-Graduate Diploma in English (University of Yangon)
• Diploma in Management Accounting (LCCI -3- UK)

Relevant Experience

She has nearly 20 years of working experience in the banking industry.

She started the banking industry at CB Bank worked for 12 years.

She served in the Credit and Risk Management department of CB Bank for 5 years. She has 2 years of experiences in CB Bank Head Office (23) street branch and 5 years of experiences in T24 Core Banking System Department served as Senior Business Analyst. She has participated in CB Bank’s Core Banking System implementation, user acceptance testing, end-user training and testing of new products functionality.

She has joined MD Bank PCL in May 2017 and currently serving as Head of the General Administration Department.

Daw Ohnmar Naing is a dynamic and results-driven banking professional with over 35 yearsof progressive experience in regulatory compliance, risk management, and central banking.She has played a key role in strengthening Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) frameworks, developing regulatory compliance systems, shaping financial policies, and fostering international cooperation in the financial sector. Throughout her distinguished career, she has contributed to institutional transformation and capacity-building initiatives, working closely with national and international bodies such as
the Central Bank of Myanmar, Financial Intelligence Unit (FIU), International Monetary Fund (IMF), World Bank, and SEACEN Centre. Her expertise has been instrumental in bridging regulatory practices with global standards.

She holds a Master’s degree in Public Policy from Japan, a Bachelor of Commerce, a Diploma in Economic Studies, a Diploma in French Language, and has completed the fourth year of Bachelor of Law studies. To further enhance her expertise, she has participated in numerous international training programs and workshops, including Financial Programme & Policies (Singapore), Compliance Officer Training (BTMU, Singapore), Macroeconomic Diagnostics (IMF-Singapore), Financial Market Analysis (Singapore), Regional Economic Monitoring (Philippines), and various ASEAN & SEACEN financial seminars across the region. In addition to her professional accomplishments, she actively contributes to knowledgesharing and training. Since last year, she has been delivering lectures at the Myanmar Banking Association on Combating Proliferation Financing (Basic Level) and Challenges in AML Compliance (Certificate Level Course), nurturing the next generation of banking and compliance professionals.

Qualifications and Other Membership

• B.A (ECO)
• Diploma in Korean (Yangon University of Foreign Languaes, YUFL)
• ACCA Part (I)

Relevant Experience

She has nearly 20 years of auditing experience in the banking industry.

She joined the banking industry in June 2002. More than 20 years devoted in the banking industry, she chose auditing as her main career.

From June 2002 to March 2019, she worked at Kanbawza Bank, one of the most prestigious banks, from the position of junior auditor to the level of senior audit manager.

She also performed as a Senior Fraud Investigation Officer assigned by Senior Management and also performed as the Secretary of the Fraud Management Committee.

With nearly 20 years of auditing experience, she received the Leadership Award from KBZ Bank in 2018.

She has joined MD Bank PCL in December 2021 and currently, she has been performing as Head of Internal Audit.

• BA (Business Management)
• Mini MBA Certificate (On Sky Global of USA)
• Diploma in Project Management (Myanmar Management Institute)
• Board Secretary Essentials (MIOD)

He has 21 years of banker experience in the banking industry. He joined MD Bank (Mineral Development Bank) in 20218. He is one of the founders of MD Bank. He opened the Nay Pyi Taw branch and served as the branch manager.

He currently serves as the secretary of the board of directors. He does schedule board meeting with Chair. Preparing and distributing agendas and supporting documents. Keep the recording of meeting minutes, ensures timely circulation of minutes and tracking action items, acting as a bridge between the Board and Management, follow up on decisions made by the board. He carries out during such meetings, and recording the resolutions of the Board and voting results and retaining them in a special and organized register.