LEADERSHIP
Strong workforce with diverse backgrounds,
talents, and experience for collaboration.
U Kyaw Kyaw Soe
Chief Operating Officer
Daw Mya Mya Aye
Head of IT
U Zar Ni Nyo
Head of Core Application
Daw Mya Wutt Yee
Head of Finance
Daw Hsu Mon Thet
Head of Internal Audit
U Thurain Zaw Naing
Head of Loan Department
Daw Khin Myo Thu Kyaw
Head of Banking Operations and Treasury & FI Departments
U Thant Zaw Myo
Corporate Secretary
Daw Cho Cho Moe
Head of Admin Department
Daw Khin Thu Zar
Head of Risk & Compliance
U Kyaw Kyaw Soe
Chief Operating Officer
Kyaw Kyaw Soe is currently Acting Chief Executive Officer and Board member, at MD Bank (PCL). He joined the MD Bank in 2024 as Chief Operating Officer. He has over 33 years of extensive experience in Banking, Finance and Insurance Industry, since joining the bank in 1992 and insurance in 1996. He is responsible for the overall direction and administration of programs, products, services provided by the bank, including the Bank’s Financial Performance, Credit Quality, Business Development, Operations, Regulatory Compliance and Risk Management. He was reformed supervisory duties for Head of Departments, coordinates with Head of Departments for coverage in all related areas of MD bank (PCL). He interested in teaching on bank connected subjects and experiences in research the areas of Banking, Financial Management and Public Administration. He holds “Master of Public Administration” and “Master of Banking and Finance” from Yangon University of Economics, and also got the “Diploma in Business Law” and “Diploma in Int’l Law” from the University of Yangon. He is also one of the CEC members of the Myanmar Banks Association (MBA).

U Kyaw Kyaw Soe
Chief Operating Officer
Kyaw Kyaw Soe is currently Acting Chief Executive Officer and Board member, at MD Bank (PCL). He joined the MD Bank in 2024 as Chief Operating Officer. He has over 33 years of extensive experience in Banking, Finance and Insurance Industry, since joining the bank in 1992 and insurance in 1996. He is responsible for the overall direction and administration of programs, products, services provided by the bank, including the Bank’s Financial Performance, Credit Quality, Business Development, Operations, Regulatory Compliance and Risk Management. He was reformed supervisory duties for Head of Departments, coordinates with Head of Departments for coverage in all related areas of MD bank (PCL). He interested in teaching on bank connected subjects and experiences in research the areas of Banking, Financial Management and Public Administration. He holds “Master of Public Administration” and “Master of Banking and Finance” from Yangon University of Economics, and also got the “Diploma in Business Law” and “Diploma in Int’l Law” from the University of Yangon. He is also one of the CEC members of the Myanmar Banks Association (MBA).
Daw Mya Mya Aye
Head of IT
Qualifications and Other Membership
- Bachelor of Science, B.Sc (Physics)(Q), (University of Yangon)
- Master of Science M.Sc (Physis) (University of Yangon)
Relevant Experience
She has nearly 27 years of working experience in the banking industry. In another experience, she served in the Ministry of Commerce for about 9 years as a Senior Assistant before.
She started the banking industry at Myanmar Livestock and Fisheries Development Bank (There in after Global Treasure Bank) worked for 20 years.
At the Global Treasure Bank, she was responsible for leading the computerized banking operations for the head office and all branches and also the share management department up to the position of Assistant General Manage.
Last, about 7 years ago, she worked as the Deputy General Manager of the Myanmar Tourism Bank. Served as project manager for the implementation of the Oracle Flexcube Core Banking System.
She joined MD Bank in 2017 and currently serving as Head of the IT Department.

Daw Mya Mya Aye
Head of IT
Qualifications and Other Membership
- Bachelor of Science, B.Sc (Physics)(Q), (University of Yangon)
- Master of Science M.Sc (Physis) (University of Yangon)
Relevant Experience
She has nearly 27 years of working experience in the banking industry. In another experience, she served in the Ministry of Commerce for about 9 years as a Senior Assistant before.
She started the banking industry at Myanmar Livestock and Fisheries Development Bank (There in after Global Treasure Bank) worked for 20 years.
At the Global Treasure Bank, she was responsible for leading the computerized banking operations for the head office and all branches and also the share management department up to the position of Assistant General Manage.
Last, about 7 years ago, she worked as the Deputy General Manager of the Myanmar Tourism Bank. Served as project manager for the implementation of the Oracle Flexcube Core Banking System.
She joined MD Bank in 2017 and currently serving as Head of the IT Department.
U Zar Ni Nyo
Head of Core Application
Bachelor of Computer Science (Honours), University of Computer Studies, Yangon.
He is an accomplished banking technology professional with over 25 years of experience in core banking systems, IT management, software development, database administration, and digital transformation.
He joined MD Bank in 2022, currently he has served as Head of Core Application, leading the management and enhancement of core banking applications and technology initiatives. His areas of expertise include core banking implementation, database administration, IT project management, and banking system performance optimization.
He is dedicated to advancing technology-driven banking solutions, strengthening operational excellence, and supporting the bank’s continued growth through innovation, reliability, and effective technology management.

U Zar Ni Nyo
Head of Core Application
Bachelor of Computer Science (Honours), University of Computer Studies, Yangon.
He is an accomplished banking technology professional with over 25 years of experience in core banking systems, IT management, software development, database administration, and digital transformation.
He joined MD Bank in 2022, currently he has served as Head of Core Application, leading the management and enhancement of core banking applications and technology initiatives. His areas of expertise include core banking implementation, database administration, IT project management, and banking system performance optimization.
He is dedicated to advancing technology-driven banking solutions, strengthening operational excellence, and supporting the bank’s continued growth through innovation, reliability, and effective technology management.
Daw Mya Wutt Yee
Head of Finance
Qualifications and Other Membership
- Bachelor of Accounting (B. Act), Yangon University of Economics, Myanmar
- Certified Public Accountant (CPA) and a member of Myanmar Accountancy Council (MICPA)
- Executive Master of Business Administration (EMBA) Candidate, Yangon University of Economics, Myanmar
- Diploma in Banking, Yangon University of Economics, Myanmar
- Diploma in Global English, University of Yangon
Relevant Experience
Daw Mya Wutt Yee has over 20 years of banking experience since 2006, having served at Rural Development Bank, MD Bank and CHID Bank. She has held senior positions with responsibilities across financial management, treasury operations, budgeting and regulatory matters.
Her professional background also includes external audit experience with Deloitte Myanmar, where she gained experience in financial statement audits, internal controls and the application of IFRS and IAS. She has also worked closely with Management and various business functions on financial planning, analysis and key business matters.
With her broad experience across banking and professional practice, she contributes to sound financial management, effective internal controls and effective decision-making for the Bank.

Daw Mya Wutt Yee
Head of Finance
Qualifications and Other Membership
- Bachelor of Accounting (B. Act), Yangon University of Economics, Myanmar
- Certified Public Accountant (CPA) and a member of Myanmar Accountancy Council (MICPA)
- Executive Master of Business Administration (EMBA) Candidate, Yangon University of Economics, Myanmar
- Diploma in Banking, Yangon University of Economics, Myanmar
- Diploma in Global English, University of Yangon
Relevant Experience
Daw Mya Wutt Yee has over 20 years of banking experience since 2006, having served at Rural Development Bank, MD Bank and CHID Bank. She has held senior positions with responsibilities across financial management, treasury operations, budgeting and regulatory matters.
Her professional background also includes external audit experience with Deloitte Myanmar, where she gained experience in financial statement audits, internal controls and the application of IFRS and IAS. She has also worked closely with Management and various business functions on financial planning, analysis and key business matters.
With her broad experience across banking and professional practice, she contributes to sound financial management, effective internal controls and effective decision-making for the Bank.
Daw Hsu Mon Thet
Head of Internal Audit
Qualifications and Other Membership
- B.A (ECO)
- Diploma in Korean (Yangon University of Foreign Languaes, YUFL)
- ACCA Part (I)
Relevant Experience
She has nearly 20 years of auditing experience in the banking industry.
She joined the banking industry in June 2002. More than 20 years devoted in the banking industry, she chose auditing as her main career.
From June 2002 to March 2019, she worked at Kanbawza Bank, one of the most prestigious banks, from the position of junior auditor to the level of senior audit manager.
She also performed as a Senior Fraud Investigation Officer assigned by Senior Management and also performed as the Secretary of the Fraud Management Committee.
With nearly 20 years of auditing experience, she received the Leadership Award from KBZ Bank in 2018.
She has joined MD Bank PCL in December 2021 and currently, she has been performing as Head of Internal Audit.

Daw Hsu Mon Thet
Head of Internal Audit
Qualifications and Other Membership
- B.A (ECO)
- Diploma in Korean (Yangon University of Foreign Languaes, YUFL)
- ACCA Part (I)
Relevant Experience
She has nearly 20 years of auditing experience in the banking industry.
She joined the banking industry in June 2002. More than 20 years devoted in the banking industry, she chose auditing as her main career.
From June 2002 to March 2019, she worked at Kanbawza Bank, one of the most prestigious banks, from the position of junior auditor to the level of senior audit manager.
She also performed as a Senior Fraud Investigation Officer assigned by Senior Management and also performed as the Secretary of the Fraud Management Committee.
With nearly 20 years of auditing experience, she received the Leadership Award from KBZ Bank in 2018.
She has joined MD Bank PCL in December 2021 and currently, she has been performing as Head of Internal Audit.
U Thurain Zaw Naing
Head of Loan Department
Qualifications
- Diploma in Business Administration
- Degree in Business & Finance (BA. Hons)
Relevant Experience
U Thurain Zaw Naing has been employed as Head of Retail banking (DGM) of MD Bank PCL in 2nd June 2023. Prior to be employed as a home loan Specialist, Management Associate, Consumer Loan Operation Team Head, Staff Loan Team Head, Home Loan Teams Head and Department Collection & Recovery Team Head in CB Bank PCL.
During his banking professional tenure, he participated as a member or an appraisal of Credit Risk Committee, Risk Management Committee and Asset Management Committee and a member of the Consumer Finance Department founder team under the Risk Management Division.
He has nearly 5 years of experiences in CB Bank Head Office, with strong expertise in Consumer Loans, Credit Underwriting and Loan operation. Over 4 years of experiences in and out of Myanmar with expertise in Tendering & Project Operational Management, Project Development and Hospitality Management.

U Thurain Zaw Naing
Head of Loan Department
Qualifications
- Diploma in Business Administration
- Degree in Business & Finance (BA. Hons)
Relevant Experience
U Thurain Zaw Naing has been employed as Head of Retail banking (DGM) of MD Bank PCL in 2nd June 2023. Prior to be employed as a home loan Specialist, Management Associate, Consumer Loan Operation Team Head, Staff Loan Team Head, Home Loan Teams Head and Department Collection & Recovery Team Head in CB Bank PCL.
During his banking professional tenure, he participated as a member or an appraisal of Credit Risk Committee, Risk Management Committee and Asset Management Committee and a member of the Consumer Finance Department founder team under the Risk Management Division.
He has nearly 5 years of experiences in CB Bank Head Office, with strong expertise in Consumer Loans, Credit Underwriting and Loan operation. Over 4 years of experiences in and out of Myanmar with expertise in Tendering & Project Operational Management, Project Development and Hospitality Management.
Daw Khin Myo Thu Kyaw
Head of Banking Operations and Treasury & FI Departments
Education
- B.Sc((Maths)
University of Mandalay - M.Sc(Maths)
University of Monywa
Daw Khin Myo Thu Kyaw joined Innwa Bank in 2000 and worked there until 2018 as a Manager.
In 2018, she joined MD Bank as a Manager. She served as Assistant General Manager from 2019 to 2026 at the Mandalay Branch(1).
She currently serves as Head of Banking Operations and Treasury & FI Departments overseeing the bank’s operational activities, treasury functions, and related business processes.
She has nearly 27 years of working experience in the banking industry.

Daw Khin Myo Thu Kyaw
Head of Banking Operations and Treasury & FI Departments
Education
- B.Sc((Maths)
University of Mandalay - M.Sc(Maths)
University of Monywa
Daw Khin Myo Thu Kyaw joined Innwa Bank in 2000 and worked there until 2018 as a Manager.
In 2018, she joined MD Bank as a Manager. She served as Assistant General Manager from 2019 to 2026 at the Mandalay Branch(1).
She currently serves as Head of Banking Operations and Treasury & FI Departments overseeing the bank’s operational activities, treasury functions, and related business processes.
She has nearly 27 years of working experience in the banking industry.
U Thant Zaw Myo
Corporate Secretary
- BA (Business Management)
- Mini MBA Certificate (On Sky Global of USA)
- Diploma in Project Management (Myanmar Management Institute)
- Board Secretary Essentials (MIOD)
He has 21 years of banker experience in the banking industry. He joined MD Bank (Mineral Development Bank) in 2018. He is one of the founders of MD Bank. He opened the Nay Pyi Taw branch and served as the branch manager.
He currently serves as the secretary of the board of directors. He does schedule board meeting with Chair. Preparing and distributing agendas and supporting documents. Keep the recording of meeting minutes, ensures timely circulation of minutes and tracking action items, acting as a bridge between the Board and Management, follow up on decisions made by the board. He carries out during such meetings, and recording the resolutions of the Board and voting results and retaining them in a special and organized register.

U Thant Zaw Myo
Corporate Secretary
- BA (Business Management)
- Mini MBA Certificate (On Sky Global of USA)
- Diploma in Project Management (Myanmar Management Institute)
- Board Secretary Essentials (MIOD)
He has 21 years of banker experience in the banking industry. He joined MD Bank (Mineral Development Bank) in 2018. He is one of the founders of MD Bank. He opened the Nay Pyi Taw branch and served as the branch manager.
He currently serves as the secretary of the board of directors. He does schedule board meeting with Chair. Preparing and distributing agendas and supporting documents. Keep the recording of meeting minutes, ensures timely circulation of minutes and tracking action items, acting as a bridge between the Board and Management, follow up on decisions made by the board. He carries out during such meetings, and recording the resolutions of the Board and voting results and retaining them in a special and organized register.
Daw Cho Cho Moe
Head of Admin Department
Education – B.A ( Eco )
- Post-Graduate Diploma in English (University of Yangon)
- Diploma in Management Accounting (LCCI -3- UK)
Relevant Experience
She has nearly 20 years of working experience in the banking industry.
She started the banking industry at CB Bank worked for 12 years.
She served in the Credit and Risk Management department of CB Bank for 5 years. She has 2 years of experiences in CB Bank Head Office (23) street branch and 5 years of experiences in T24 Core Banking System Department served as Senior Business Analyst. She has participated in CB Bank’s Core Banking System implementation, user acceptance testing, end-user training and testing of new products functionality.
She has joined MD Bank PCL in May 2017 and currently serving as Head of the General Administration Department.

Daw Cho Cho Moe
Head of Admin Department
Education – B.A ( Eco )
- Post-Graduate Diploma in English (University of Yangon)
- Diploma in Management Accounting (LCCI -3- UK)
Relevant Experience
She has nearly 20 years of working experience in the banking industry.
She started the banking industry at CB Bank worked for 12 years.
She served in the Credit and Risk Management department of CB Bank for 5 years. She has 2 years of experiences in CB Bank Head Office (23) street branch and 5 years of experiences in T24 Core Banking System Department served as Senior Business Analyst. She has participated in CB Bank’s Core Banking System implementation, user acceptance testing, end-user training and testing of new products functionality.
She has joined MD Bank PCL in May 2017 and currently serving as Head of the General Administration Department.
Daw Khin Thu Zar
Head of Risk & Compliance
Education – B.Sc (Physics)
- Certificate in Compliance Basic Course
- Certificate in Credit Risk Management
- Certificate in Banking &Credit Analyst
Relevant Experience
She has 24 years of experience in the banking sector. In addition, she worked in the Administration Department at Europe Asia Commercial Co., Ltd for (5) years.
First, she served as a Supervisor in the Cash, Remittance, Domestic and Account Departments at AWB Bank for (8) years. After that, she served as a Deputy Manager in the Remittance, Domestic and Account Departments at MAB Bank for (4) years. Then, she served as a Branch In-Charge at uab Bank for (8) years.
Continuously, she worked as a Branch In-Charge at MD Bank (Junction City Branch) from 2022 to 2026, and then, she is currently serving as the Head of Risk & Compliance at Risk & Compliance Department.

Daw Khin Thu Zar
Head of Risk & Compliance
Education – B.Sc (Physics)
- Certificate in Compliance Basic Course
- Certificate in Credit Risk Management
- Certificate in Banking &Credit Analyst
Relevant Experience
She has 24 years of experience in the banking sector. In addition, she worked in the Administration Department at Europe Asia Commercial Co., Ltd for (5) years.
First, she served as a Supervisor in the Cash, Remittance, Domestic and Account Departments at AWB Bank for (8) years. After that, she served as a Deputy Manager in the Remittance, Domestic and Account Departments at MAB Bank for (4) years. Then, she served as a Branch In-Charge at uab Bank for (8) years.
Continuously, she worked as a Branch In-Charge at MD Bank (Junction City Branch) from 2022 to 2026, and then, she is currently serving as the Head of Risk & Compliance at Risk & Compliance Department.